The London Borough of Wandsworth has seen many changes over the many years that C. Scott & Co has been open as an independent award-winning estate agent.  Having a good knowledge of the area and mapping out all of these changes, can not only give you a good idea of what the market is, but also the potential of the market for the future measured against the economic climates and local developments.

 

But you may be asking; ‘how will this affect me when searching any homes for sale in Wandsworth?’  Whether you are searching for a property for yourself, or buying as part of a business investment as a property developer and landlord, C. Scott & Co have the above knowledge needed to get you the type of property you are looking for.  This support can help to alleviate any stress or worry you may have making sure you choose the right property.

 

Initially, concerns such as the number of rooms a property has, the size of the kitchen, the number of reception rooms, or even the current condition of the property, will be the paramount concern when looking for properties for sale.  Wandsworth local services, such as public transport, and community services such as local schools and shops, will also have a bearing on which property you decide to settle on.  Council plans and other developments that may change the local area and terrain are also something to be considered. As the founder of C. Scott & Co has been a happy resident of Wandsworth for many years and keenly takes an interest personally as well as professionally in the area and the growing community, you can rest assured that you will be supported through the exciting task of finding the right property for you.  As a well-respected and trusted member of the local community, we have strong connections and a robust network that will help you in your property search. This means that we’re often the first estate agents to get access to desirable properties for sale.

 

Check out the testimonials left by our happy and satisfied customers over the years.

 

We’re lucky enough to have the support of our local community and as a result we often hear about property owners wanting to sell, even before the property hits the market. This means that you could get to see these local properties ahead of other buyers and before they’re advertised online.

 

Purchasing a new home is one of the biggest investments anyone is likely to make in life and helping you finding the right a property to suit your needs and budget is important to us.  It doesn’t matter if it’s you’re a first-time buyer, or you have your own extensive knowledge of the property market, you can depend upon the support of our team for a truly personalised service. We’ll be by your side every step of the way from making your first viewing, all the way through to the completion of your chosen property.

 

To ensure consistency, Carrie Scott (the founder and owner of C. Scott & Co) will be on hand to accompany you to viewings, negotiate on your behalf and assist you with communications between sellers and conveyancers.  All of our Customers are highly valued and will be treated as such.

 

Register today to get started on your property search.

 

GUIDE TO BUYING A HOME

 

 

Working out a budget

 

At the beginning of your search for homes for sale in Wandsworth, UK lenders and accounts must be consulted.  This is the perfect time to investigate all of the different mortgage options available to you. This will help you to determine not only what you can spend, but what you would want to spend on a property, also taking into account any possible improvements and refurbishments you may choose to do along the way and in the future. Don’t forget to include all of the accompanying costs of being on the property ladder, including upkeep and insurance. See the below subheading for some ideas on accompanying costs.

 

Arrange Your mortgage

 

Once you’ve chosen your mortgage provider, it’s a good idea to request a mortgage in principle. This is a simple document that states how much your lender is prepared to lend you based on the information you’ve shared with them.

 

We’re would be happy to offer impartial advice on mortgage providers.

 

 

Find a conveyance

 

 A conveyancer takes care of the legal contracts, paperwork and negotiations involved in transferring ownership of a property from the seller to you the buyer.

 

Organising your legal representation early in the process means that the process will move much quicker and run smoother once you have found the home that’s right for you. In a crowded a desirable marketplace, getting prepared early on can make the difference between you getting the property you desire.

 

Again, I you need any advice on this process, just contact us.

 

 

Finding a property with C. Scott & Co

 

Once you have registered with us online or over the phone, we can begin showing you the full range of available houses for sale. Wandsworth based, we’ve been the recommended estate agency for people seeking to buy a new home and property for over 25 years.

 

As stated above this is due to our knowledge and experience of the area and our noted professionalism. Our willingness to go above and beyond the call of duty for our customers has set us ahead in the property market and means that we have been the proud winners of eleven ‘Estate Agent of the Year’ awards.

 

 

Viewings

 

If you see a property you are interested in then viewings can be easily arranged by simply emailing or calling us direst.  Bookings ca also be made online. We can help you to schedule a viewing to suit your routine and needs, including weekend, daytime or evening viewings.

 

If you are happy with your first viewing, we recommend that you arrange a second or even a third visit at different times to really get a feel for the property and its surroundings.

 

As mentioned previously, there are lots of things to consider when choosing your home. Important questions to ask include:

 

• How many years are left on a lease?
• Are there any service charges?
• Does the property have central heating, double glazing or insulation?
• What are the local transport links?
• What’s the council tax band of the property?

 

 

Making an offer

 

Once you have found the perfect property and you're ready to make an offer, inform us straight away so that we can alert the seller immediately.

 

We know from experience what sellers look for in a potential buyer. So, if the home you desire has a lot of interest, we’ll advice and work with you to highlight whatever makes you the best possible candidate. This can all help to improve your chances of securing a property.

 

And if you’re not sure how much to offer to begin the process, we can offer appropriate advice to help you negotiate your way into your dream home, and future investments.

 

Once you’ve made an offer and it has been accepted, we’ll kickstart all communications to make sure that everything progresses smoothly for you. We’ll be in contact with the seller, your conveyancer and the seller’s conveyancer.

 

It is best at this point to agree in advance on the dates for the exchange of contracts and completion with the seller.  When the seller is ready to move and when you plan to move may vary, so it is best to have these things planned before final decisions are made. Agree a date for completion where the keys and property access are handed over.

 

 

Find a surveyor

 

The next step is to organise a home survey. This is a chance to inspect the condition of the property before you buy so that you’re aware of any major problems that might affect the purchase price. Buyers have a choice of two surveys, either the homebuyers report or the more extensive building survey.

 

 

Exchange of contracts

 

This is the most exciting part of the whole process.  Exchanging contracts with the seller makes the purchase of your new home legally binding. However, before you make the final exchange there are a few things that you need to do.

 

Pay your deposit for your home to your conveyancer. Once the amount has cleared the exchange can take place.

 

Organise your buildings and contents insurance to start on the day of the exchange of contracts.

 

 

Completion

 

Completion is when the purchase of your new property is finalised. This will usually occur one to two weeks after you’ve exchanged contracts.

 

At this point your mortgage lender and conveyancer will transfer the remaining balance of funds to your seller’s solicitor. Once the funds have cleared, the seller’s lawyer will be in contact and you’ll receive keys to your brand new home. Congratulations!

 

COSTS ASSOCIATED WITH BUYING A NEW HOME

 

There are multiple costs associated with buying a new property. It is wise to be aware of them prior to starting the process of purchasing any property to be fully aware of what you need. Here’s a list of the most common costs that home buyers should factor into their spending:

 

• Deposit
• Mortgage costs (Mortgage arrangement fee/Mortgage indemnity fee)
• Valuation fees
• Property survey
• Conveyancing
• Land registry fee
• Stamp duty
• Removals
• Buildings and contents insurance
• Household bills
• Council tax
• Maintenance and repairs
• Leaseholder costs
• Mail redirection